Legal
Terms of Use
Effective date: November 2, 2026
General terms
This website (the "Site") is owned and operated by Capital City Mortgage, LLC ("Company," "we," or "us"). By using the Site, you agree to be bound by these Terms of Use and to use the Site in accordance with these Terms of Use, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Capital City Mortgage, LLC.
Accessing the Site in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Use.
We reserve the right to change these Terms of Use or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Use on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Use as modified.
Intellectual property rights
Our limited license to you
This Site and the materials available on the Site are the property of Capital City Mortgage, LLC and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, non-commercial use.
You may not use the Site or its materials in a manner that infringes our rights or that has not been authorized by us. Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute in any manner or medium any material from the Site. You may download and/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Your license to us
By posting or submitting any material (including comments, photos, and videos) to us via the Site, social media, or other digital venues, you represent that you own the material or have obtained the necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, distribute, and publicly display such material.
Disclaimers
The Site may contain links to websites maintained by third parties. Linking to such sites does not imply an endorsement or sponsorship of those sites or the information, products, or services offered on or through them.
The information, products, and services offered on or through the Site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.
You agree to indemnify and hold harmless Capital City Mortgage, LLC, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Use.
Governing law
These Terms of Use are governed by and construed in accordance with the laws of the Commonwealth of Virginia. Any dispute arising under these Terms shall be resolved exclusively through binding arbitration in Virginia.
Changes to these Terms
We may update these Terms of Use from time to time. The latest version will always be available on this website with its effective date.
Contact
Capital City Mortgage, LLCPhone: (804) 761-3047
Email: jfogarty@capitalcity.mortgage
Website: https://www.capitalcity.mortgage
By using our website and services, you consent to these Terms of Use.
